Enjoy Rewarding Benefits On and Off The Train With the Amtrak Guest Rewards® Platinum Mastercard®

Earn points faster and get to rewards quicker.



Earn 2 points for every $1 spent on Amtrak travel, including onboard purchases


Earn 1 point for every $1 spent on all other purchases

10% Food & Beverage Rebate

Get a 10% rebate in the form of a statement credit on your onboard food and beverage purchases**

No Point Expiration or Limit

There is no point expiration or limit to how many points you can earn as long as your account is open

5% Point Rebate

when you book Amtrak reward travel

No Foreign Transaction Fees

on purchases made with your card outside the United States


Add an Authorized User

Earn points even faster when your authorized user makes purchases

Set Up Recurring Payments

Simply set up your phone, utilities, cable, gym membership and more to be paid automatically with your card and watch your points add up fast

* See your program rules for details.

** Onboard Food & Beverage Rebate: You will receive a 10% rebate, in the form of a statement credit, for purchases of food and beverages on board Amtrak-operated trains, when you use your Amtrak credit card as method of payment. The statement credit will post to your credit card account within 7 days from transaction posting date. To qualify for the 10% rebate, your account must be open with active charging privileges at the time of the qualifying transaction.

This credit card program is issued and administered by Bank of America, N.A. Mastercard is a registered trademark of Mastercard International Incorporated and is used by the issuer pursuant to license.
©2021 Bank of America Corporation